FFTT, LLC

DISCLOSURES:

FFTT, LLC (“FFTT”), is an independent research firm. FFTT ’s reports are based upon information gathered from various sources believed to be reliable but are not guaranteed as to accuracy or completeness. The analysis or recommendations con tained in the reports, if any, represent the true opinions of the author. The views expressed in the reports are not knowingly false and do not omit material facts that would make them misleading. No part of the author’s compensation was, is, or will be, directly or indirectly, related to the specific recommendations or views about any and all of the subject securities or issuers. However, there are risks in investing. Any individual report is not all - inclusive and does not contain all of the informatio n that you may desire in making an investment decision. You must conduct and rely on your own evaluation of any potential investment and the terms of its offering, including the merits and risks involved in making a decision to invest.

The information i n this report is not intended to be, and shall not constitute, an offer t o sell or a solicitation of an offer to buy any security or investment product or service. The information in this report is subject to change without notice, and FFTT assumes no resp onsibility to update the information contained in this report. The publi sher and/or its individual officers, employees, or members of their families might, from time to time, have a position in the securities mentioned and may purchase or sell these secur ities in the future. The publisher and/or its individual officers, emplo yees, or members of their families might, from time to time, have financial interests with affiliates of companies whose securities have been discussed in this publication.

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